Integrity Registered Investment Advisors

As an RIA, Integrity is bound by a fiduciary duty to act in its clients' best interests. This means the firm must disclose conflicts of interest, avoid self-dealing, and provide investment advice it reasonably believes is suitable based on a client's full financial picture. This legal standard is more stringent than Regulation Best Interest, which applies to broker-dealers.

Integrity does not appear to operate proprietary mutual funds or structured products. The firm likely constructs client portfolios using third-party investment vehicles — including low-cost index funds, active mutual funds, and ETF model portfolios — consistent with the standard practice of bank-affiliated or trust-company RIAs without in-house asset management divisions.

Integrity Registered Investment Advisors is registered as an RIA, which makes it subject to regulation by either the Securities and Exchange Commission or the Indiana Securities Division. The jurisdictional threshold depends on the firm's total regulatory assets under management. RIAs below $100 million in AUM typically register with their state securities regulator rather than the SEC.

Standard compensation models for RIAs of this profile include a percentage of assets under management, flat retainer fees, or hourly consultation rates. Integrity's Form ADV Part 2A — the disclosure brochure required of all RIAs — would detail the specific fee schedule, commission relationships, and whether the firm accepts performance-based compensation.

Public records do not indicate parent-entity ownership by a bank holding company or insurance carrier. The firm appears to operate as an independent advisory practice rather than as a dba of a larger financial institution, though definitive confirmation would require reviewing its Form ADV disclosure filed with the SEC or Indiana Securities Division.