Kovalcik & Geraghty Wealth Partners

Kovalcik & Geraghty Wealth Partners

John Kovalcik and Michael Geraghty founded Kovalcik & Geraghty Wealth Partners in 2005, establishing the registered investment adviser in Upper Arlington, Ohio, a wealthy suburb northwest of Columbus. The firm's formation fits the breakaway-broker pattern common in the mid-2000s, when veteran advisors left wirehouses and bank channels to build independent RIAs with greater control over investment selection and client service models. Both founders brought established client relationships to the new venture, creating a base from which they expanded services to individuals, high-net-worth families, and donor-advised fund accounts. The firm's client base draws largely from the Columbus metropolitan area, a market anchored by Ohio State University, Nationwide Insurance, and a concentration of mid-market business owners. Kovalcik & Geraghty provides portfolio management, comprehensive financial planning, and investment management to its client base. The firm's investment approach uses an open-architecture model, selecting from individual securities, mutual funds, and exchange-traded funds to build customized allocations rather than proprietary products. The practice includes tax-loss harvesting and charitable giving optimization — services that align with its donor-advised fund clientele. Client portfolios are designed around individual risk tolerances and income objectives, with a discretionary management mandate that lets the advisers make tactical adjustments without requiring client approval for each trade. The firm does not appear to operate as a multi-family office, lacking the balance-sheet integration and consolidated reporting typical of that structure, and instead functions as a fiduciary RIA serving concentrated pockets of private wealth in central Ohio. The firm maintains a single office in Upper Arlington with no disclosed satellite locations or professional headcount. Kovalcik & Geraghty positions itself with a high-touch, relationship-driven service model rather than scale-driven asset aggregation. The practice does not market a proprietary fund family, institutional separate accounts, or a formal co-investment program that would indicate ambitions beyond personal wealth management. Adjacent structures, including any philanthropic foundation affiliations or corporate trustee relationships, have not been publicly disclosed. The firm's regulatory filings confirm it advises individuals and high-net-worth individuals, with no institutional or ERISA-plan client concentration visible. The firm's structural differentiator is its history as a breakaway RIA built on existing advisory books in a concentrated geographic market. Unlike aggregation platforms or roll-up RIAs, Kovalcik & Geraghty appears to remain a partnership-scale practice where the founders are the primary client-facing advisors. The succession plan is not publicly described, a relevant gap given both named partners are likely approaching or past traditional retirement age nearly two decades after founding. Whether the firm will transition to internal successors, sell to an aggregator, or wind down remains a structural unknown that shapes its long-term posture.