Mark C. Huffman, CPA/RIA

Mark C. Huffman holds both a Certified Public Accountant (CPA) license and a Registered Investment Advisor (RIA) registration. The CPA license permits tax preparation and representation before the IRS under Circular 230. The RIA registration subjects the firm's investment advice to fiduciary standards under the Investment Advisers Act of 1940. This combination means tax planning and investment management operate inside the same legal entity rather than across separate firms.

The dual structure allows investment decisions to be made with simultaneous visibility into a client's tax return — including marginal rates, passive-activity loss rules, and retirement-distribution requirements. Tax-loss harvesting, for example, can be evaluated against current-year income and carryforward rules in real time rather than after year-end. For business-owner clients, entity-level deductions like the Qualified Business Income deduction can directly inform asset location between taxable and retirement accounts.