Insurance

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NCMIC Insurance Company

NCMIC Insurance Company, led by Dave R. Wahl, writes chiropractic malpractice insurance and invests surplus capital into real estate and healthcare services.

NCMIC Insurance Company logo

NCMIC Insurance Company

NCMIC Insurance Company | 5 followers on LinkedIn.

General information

Firm type

Insurance

Year founded

1946

Location

Region

North America

Country

United States

City

Iowa City

Corporate office

Iowa City, IA, United States

Principals

Dave R. Wahl

President and CEO

Sector focus

InsuranceHealthcare ServicesReal Estate

Frequently asked questions

Who runs investment decisions at NCMIC?

Dave R. Wahl, the firm's President and CEO, oversees both insurance and investment decisions through NCMIC Group. The investment team is led internally and reports to the board of directors, which includes chiropractic practitioners and insurance executives. (per NCMIC official communications)

Is NCMIC a traditional insurance company or does it operate like a family office?

NCMIC is a mutual insurance company owned by its policyholders. Its investment arm, NCMIC Group, functions like a captive asset manager — deploying surplus premiums and retained earnings into private real estate and healthcare assets — but it does not accept third-party capital.

What investment stages does NCMIC typically target?

NCMIC focuses on direct real estate investments, primarily medical office buildings, and private credit opportunities in the healthcare sector. It does not invest in early-stage venture or public equities. The firm typically pays third-party asset managers to handle financial assets, per its annual filings.

Does NCMIC maintain a philanthropic structure?

Yes, NCMIC operates the NCMIC Foundation, which funds chiropractic research, grants, and educational scholarships. The foundation is separate from the insurance and investment operations, and it reported $1.2 million in charitable distributions in 2022 (per NCMIC Foundation IRS filing).

What is NCMIC's AUM or investment portfolio size?

NCMIC does not publicly disclose a separate AUM figure for its investment portfolio. The firm's total assets were approximately $660 million as of 2023, most of which is held in fixed-income and real estate investments to support insurance claims liabilities. (per NCMIC Annual Report, 2023)

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