Ponte Vedra Wealth

David Miller, the founder and sole principal, directly oversees all investment decisions. The office does not employ a separate CIO or external investment committee. Miller's background as a fintech founder informs underwriting across technology and financial-services allocations.

The firm sources primarily through founder and operator networks developed during Miller's fintech operating career. Rather than competing in broad auction processes, Ponte Vedra Wealth targets direct co-investments and structured private placements accessed through relationships with venture firms, credit originators, and regional real-estate sponsors in the US Southeast.

The firm skews heavily toward direct deals, including co-investments, structured credit originations, and direct real estate acquisitions. While the office may hold legacy fund positions from the period immediately following Miller's liquidity event, its current posture centers on direct, concentrated allocations rather than broad primary fund-of-funds commitments.

Co-investment is a core execution strategy. The office writes equity checks alongside venture and growth-equity sponsors in enterprise software and fintech, and participates in structured-credit facilities originated through non-bank lenders. The lean team and single-decision-maker structure allow for quick execution on co-investment terms.

The capital base originated from David Miller's exit of a financial-technology operating company. Specific transaction details, including the acquiring entity and deal size, have not been publicly disclosed. The firm operates as a first-generation office, managing proceeds from that single liquidity event rather than multi-generational inherited wealth.

Philanthropic giving is conducted through a donor-advised fund, not a standalone private foundation. This structure provides administrative separation from the investment office and flexibility in grant timing without the mandatory payout requirements of a traditional foundation.

Ponte Vedra Wealth is a single-family office serving exclusively David Miller's balance sheet. It does not accept outside capital and is not structured as a registered investment advisor soliciting third-party clients. This contrasts with the growing concentration of multi-family offices in the Ponte Vedra Beach and greater Jacksonville area that serve multiple ultra-high-net-worth families.