Riverbank Holdings

Riverbank is a regulated credit institution that accepts deposits and originates loans from its own balance sheet. It is not structured as a closed-end fund and does not charge management fees or call capital from limited partners. This permanent-capital model means its lending activity is not constrained by fund-life limits or redemption schedules.

The firm focuses on income-producing commercial and residential investment property, including mixed-use retail, light industrial, and multi-family assets. It favors sub-€5 million senior secured loans, a segment where many larger European banks have reduced exposure. Public materials do not indicate any activity in speculative ground-up development lending.

Riverbank's loan book concentrates on the Netherlands and Germany, the two markets identified consistently across firm communications. No publicly disclosed lending activity, deposit offerings, or offices point to operations outside those jurisdictions.

The firm raises deposits directly through business savings accounts marketed to European SMEs. This deposit base provides a stable, revolving source of funding that doesn't require periodic fundraises or LP distributions, distinguishing its capital structure from private-debt funds that rely on institutional commitments.

No. Riverbank does not publicly report its balance-sheet size, total loan portfolio, deposit base, or any AUM-equivalent metric. Unlike publicly listed lenders or fund managers, the firm provides no audited financial statements or portfolio-valuation data through its website or marketing channels.