Savior Wealth

Savior Wealth

Savior Wealth launched in 2018 when Todd M. Ingwersen left a multi-advisor practice where he had spent over two decades designing strategies for high-net-worth clients. The move to an independent RIA in Wellesley Hills, Massachusetts gave him the latitude to embed a fiduciary-first investment process — one that treats disciplined risk management, not relative benchmarking, as the central mandate. Ingwersen holds the CFP, CIMA, and CEPA designations and serves families, business owners, and nonprofit committees across the United States and internationally. The firm overlays strategic asset-class allocation with tactical signals from its proprietary Market Conviction Compass, blending fundamental and technical inputs to set risk posture. Portfolio construction spans public equities, fixed income, and liquid alternatives, with explicit attention to concentrated-stock diversification, tax-aware transitions, and spending-rule modeling for sudden-wealth events. Client engagements frequently coordinate with outside attorneys and tax professionals, and the firm serves as an outsourced chief investment officer for select institutions — a structure that mirrors the institutional-style oversight Ingwersen previously delivered within a team-based advisory practice. Professional headcount stands at two, with Ingwersen as sole CIO and Managing Director, supported by team member Sandy Capobianco. The firm maintains a mailing address in Wellesley Hills and lists a secondary office at 800 South Street in Waltham. No publicly disclosed AUM, separate philanthropic foundations, or co-investment vehicles appear in available records. The website pairs the firm's core investment offering with a Private Discovery Session funnel, signaling an intentionally narrow onboarding path for qualified prospects rather than a broad retail intake. Structurally, Savior Wealth operates as an independent fiduciary with no parent institution, no fund-of-funds architecture, and no disclosed external capital partners — a posture that allows portfolio design to flow directly from the CIO's research framework rather than from a product-shelf or distribution agreement. For an RIA launched in the late-cycle year before COVID-19, that architecture creates what is essentially a concentrated-capacity, single-decision-maker investment office built on a principles-based tactical rebalancing model.