Superior Credit Union

Superior Credit Union, as a not-for-profit cooperative, returns net earnings to members through lower interest rates on loans, higher annual percentage yields on deposits, and reduced or no service fees. The credit union also operates the SuperiorFirst grant program, which provides up to $2,000 toward closing costs for eligible first-time homebuyers (per member testimonials on the firm's website).

Superior Credit Union serves at least 13 Ohio communities, including Lima, Wapakoneta, Delphos, Ottawa, St. Marys, Kenton, Fostoria, Tiffin, Toledo, Cincinnati, Van Wert, Defiance, and locations in the Dover and Louisville area. All branches are in Ohio; no out-of-state locations are listed on the firm's website.

The firm's website does not specify explicit membership eligibility criteria beyond being an individual or business. However, the site indicates both personal and commercial accounts are available, and the 'Simply Superior' testimonial series includes members from various Ohio communities. Typically, Ohio credit unions require residence, employment, or association within a defined field of membership; specific details were not found in the provided sources.

Yes, Superior Credit Union provides business checking accounts and commercial loans. Member testimonials include references to business account openings and a first-time business owner loan for a local salon, Black Lace Salon in Lima (per the firm's website). The website also lists business checking as a service.

SuperiorFirst is a grant program that offers up to $2,000 toward closing costs for qualifying first-time homebuyers who finance their mortgage through Superior Credit Union. Multiple member testimonials, including those from Ian & Savanna and Kalen L., confirm they received this grant (per the firm's website).