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Park Community Credit Union
Park Community Credit Union is a Kentucky-based CDFI credit union that deployed $135M in loans to underserved communities in 2024.
Park Community Credit Union
Park Community Credit Union, headquartered in Louisville, Kentucky, is a federally insured credit union that emphasizes community development. It does not operate as a family office or asset manager; its core business is providing retail banking services, consumer loans, and mortgages to members, with a particular focus on low-to-moderate income individuals and businesses (per the firm's website, 2026). The credit union's lending activity includes auto loans, personal loans, and mortgages, with $135M in loans directed to underserved communities in 2024. It claims to have supported 7,379 low-to-moderate income individuals and businesses that year. Park Community does not disclose AUM or deployment figures tied to traditional investment strategies; its financial products are consumer-facing rather than institutional. Park Community employs an undisclosed number of staff across three offices in Louisville, Dover, and Lima. It has been named one of the Best Places to Work in Kentucky for 13 consecutive years. The Park Community Foundation, established in 2019, serves as the philanthropic arm, awarding $100,000 in grants to 11 local nonprofits in 2024. The structural differentiator is its CDFI certification, which mandates that at least 60% of its lending activity serve low-income communities. This regulatory posture shapes its portfolio and distinguishes it from conventional credit unions that lack a similar mandate. No succession or governance details are publicly available.
General information
Firm type
Insurance
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Louisville
Corporate office
Louisville, KY, United States
Additional offices
Dover · Lima
Sector focus
Frequently asked questions
What is Park Community Credit Union's primary mission?
Park Community Credit Union's mission is to build thriving communities through financial inclusion and empowering underserved communities (per the firm's website, 2026). It positions itself as a movement, not just a credit union, and focuses on providing financial education and lending options to those who need them most.
Is Park Community Credit Union structured as a family office?
No. Park Community Credit Union is a federally insured credit union, not a family office. It does not manage assets for a family or operate investment strategies typical of family offices. Its business is retail banking and consumer lending.
Does Park Community Credit Union have a philanthropic arm?
Yes. The Park Community Foundation was established in 2019 as its philanthropic arm (per the firm's website, 2026). In 2024, the foundation awarded $100,000 in grants to 11 local nonprofits through its Pathways to Prosperity Grant program.
What is a CDFI credit union, and why does Park Community's certification matter?
A Community Development Financial Institution (CDFI) is a certification from the U.S. Treasury that requires at least 60% of lending to serve low-income communities. Park Community Credit Union is Kentucky's largest such credit union, meaning its lending portfolio is heavily oriented toward underserved populations. This shapes its loan products and community focus.
What lending products does Park Community Credit Union offer?
Based on its website, Park Community offers auto loans, mortgages, personal loans, and share certificates. In 2024, it deployed $135M in loans to low-to-moderate income individuals and businesses (per the firm's website, 2026). No investment products or fund offerings are mentioned.
Where does Park Community Credit Union operate?
Park Community has branches in Louisville, Kentucky; Dover, Delaware; and Lima, Ohio (per the firm's website, 2026). All three are retail locations serving member-owners.
Does Park Community Credit Union disclose its AUM or assets under management?
No. Park Community Credit Union does not publicly disclose AUM figures. Its financial focus is on lending activity, not asset management, and no such data is available on its website.
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