Asset Manager

Updated:

Tesouro

Tesouro collapses the payments stack into a single API, connecting banks and software companies for embedded payments and financial products.

Tesouro

Tesouro connects software companies and banks in one unified ecosystem, simplifying payments.

General information

Firm type

Asset Manager

Year founded

AUM

Undisclosed

Location

Region

Country

City

Corporate office

Sector focus

FinTechEnterprise Software

Frequently asked questions

What does Tesouro actually replace in a software company's payment stack?

Tesouro replaces the multiple vendor integrations that software companies typically stitch together to handle underwriting, merchant boarding, transaction processing, reporting, and risk monitoring. Instead of separate processors, risk vendors, and compliance tools, Tesouro offers a single API that covers card-present, card-not-present, bank transfers, and dispute management. The platform automates merchant approvals in minutes and provides transaction-level cost and profitability reporting within the same environment.

Who are Tesouro's primary users — software companies, banks, or both?

Tesouro serves both. Software companies use the platform to embed payments and financial services without building complex payment-facilitator infrastructure. Banks gain full risk visibility and configurable underwriting workflows, which helps them participate in embedded finance without ceding control to third-party processors. The ecosystem is designed to connect the two sides, making the bank-software relationship operationally feasible.

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