WEALTHADVISOR365

The firm charges a flat subscription fee for financial planning and advice, rather than an asset-based percentage fee. This is designed to appeal to clients who may have significant income but modest accumulated assets. Portfolio management costs are limited to the expense ratios of the ETFs used in client portfolios, and no additional AUM-based wrap fee is charged.

No. The firm's investment approach is exclusively focused on publicly traded ETFs covering equities and fixed income. It does not provide access to private equity, venture capital, hedge funds, direct real estate, or interval funds. There is no indication from its published materials that alternative assets are part of its strategic roadmap.

WEALTHADVISOR365 is a direct-to-consumer platform acquired through digital marketing channels. Clients onboard via the firm's website and mobile application, completing risk assessment and goal-setting modules online. Advisors are available remotely by video or phone, with no physical branch network or in-person meeting offices required.

As a registered investment advisor (RIA), the firm operates under a fiduciary standard requiring it to act in clients' best interests. It is registered with the SEC or the relevant state securities regulator, depending on the level of regulatory assets under management. Details on its specific registration status would be found in its Form ADV Part 2A filing.

The firm's central investment committee oversees portfolio design, ETF selection, and rebalancing protocols. Individual client portfolios are implemented algorithmically based on the outcome of the digital onboarding questionnaire. Human advisors do not exercise discretion over individual security selection or attempt to time markets.