AMERITRUST INVESTMENT ADVISORS

Michael L. Bourne, as President and CEO, leads the firm with final authority on investment decisions. Senior Vice President Jake Dollarhide also participates in the investment committee and frequently represents the firm's credit-market views publicly. Specific allocations are determined by a small internal committee rather than a single CIO model.

Ameritrust functions as a multi-family office serving multiple unrelated families. Its investment arm operates with the direct-origination posture of a boutique private debt manager, but the client relationships and service model are rooted in consolidated family-office reporting and estate planning coordination, not pooled fund marketing.

Ameritrust primarily originates direct private credit and real estate equity investments in the South Central U.S. For public market exposure, the firm allocates to external managers via separately managed accounts and selected pooled vehicles. It does not market a proprietary fund-of-funds, and direct private deals constitute the core of its strategy.

The firm focuses on income-producing commercial real estate in Oklahoma, Texas, and adjacent Sunbelt markets. Documented preferences include medical office buildings, industrial properties, and single-tenant net-leased retail, acquired through direct negotiation with local developers and owners rather than broadly marketed processes.

Public disclosures do not detail a formal co-investment program. The firm's direct credit origination model naturally creates club-style participations with local banks and family offices on larger financings, but these appear to be structured on a deal-by-deal basis rather than through a standing co-investor vehicle or platform.

The specific wealth origins of Ameritrust's client families have not been publicly disclosed. Given the firm's Tulsa base and history dating to the early 1980s, the client base is likely tied to regional energy, banking, and real estate fortunes that accumulated during Oklahoma's oil-boom and subsequent diversification decades.

No separate philanthropic foundation or donor-advised fund platform has been publicly associated with Ameritrust. Philanthropic advisory appears to be handled within the broader family-office service model, without a branded charitable entity, distinguishing it from larger MFOs that have spun out dedicated foundations.