Clearwater Wealth Management

Clearwater Wealth Management does not publicly name its investment committee members or CIO. The firm's website and regulatory filings do not identify named operators making portfolio decisions. This lack of disclosure is common among smaller RIAs and multi-family offices that serve private clients.

Clearwater operates as a multi-family office within an RIA framework. It manages wealth for multiple unrelated families rather than a single founding family. Pooled vehicles are not used; instead, each client receives individually managed accounts and customized tax plans (per the firm's regulatory registration).

The firm accesses external investment managers and funds for alternative strategies. Direct deal flow is not a known part of its model. Portfolio construction is driven by asset allocation and manager selection rather than proprietary origination (public record).

Clearwater uses fund commitments and separately managed accounts. It does not operate a direct investment GP platform. The firm places client capital with external managers across equities, fixed income, and alternative assets rather than making direct company investments (inferred from its RIA registration).

Clearwater focuses on established asset classes — public equities, fixed income, and liquid alternative investments. It does not target venture capital or growth equity stages directly. The firm's exposure to private markets is through external fund vehicles, not direct-stage targeting.

Clearwater does not publicly disclose negative screens or sector exclusions. Its investment approach is tailored to each family's risk preferences, which may include sector restrictions, but no firm-level avoidance list has been published.

Clearwater does not publicly disclose any affiliated philanthropic foundation or donor-advised fund program. Some client families may use separate charitable vehicles, but the firm itself does not operate a named foundation.