Fiduciary Consulting Group

Fiduciary Consulting Group

Fiduciary Consulting Group was structured around the thesis that families with $5 million to $50 million in liquid assets get institutionally short-changed by commission-based advisory models. The firm operates as a fee-only RIA, deriving revenue from advisory retainers rather than product distribution, which it argues removes the incentive to churn or over-allocate to in-house proprietary funds. The investment posture spans public equity, fixed income, private credit, and direct commercial real estate. Rather than filling a 5% private-markets bucket with a generic interval fund, the firm sources individual real estate partnerships and direct private credit deals — including bridge lending, mezzanine debt, and structured settlements — on a deal-by-deal basis for clients. It also evaluates hedge fund allocations and life insurance as a portfolio asset class, particularly for families with complex estate-planning needs. Florida remains the geographic anchor, but the firm has placed client capital into properties and credit instruments across the Sun Belt. The firm operates as a compact team with a deliberately limited client roster, maintaining a ratio of families-per-advisor that keeps principal-level attention on each relationship. No secondary offices are publicly maintained. Adjacent vehicles have not been disclosed, though the firm's insurance licensing allows it to sit on the same side of the table as the family rather than the carrier. Structurally, the differentiator is the combination of a fiduciary RIA charter, hands-on private-deal execution, and an in-house insurance capability — a bundle more common among larger private banks than among boutique multi-family offices. The firm does not pool client capital into a commingled vehicle; each family's allocation is custom-negotiated.