Forem Investments

Forem Investments

Forem Investments was established in Miami, Florida, in 2013 by Ramiro Lauzan. The firm registered as an investment adviser with the SEC and built its early book serving Latin American families and domestic high-net-worth individuals seeking an independent alternative to wirehouse platforms. While the firm does not publicly disclose a founding wealth origin, its geographic base and service model align with the wave of cross-border advisory firms that emerged in South Florida during the 2010s. Forem provides discretionary portfolio management, financial planning, and wealth advisory services. The firm constructs portfolios across public equities, fixed income, and alternative investments, with a documented focus on separately managed accounts and fund-of-fund structures rather than single-stock or concentrated direct investment strategies. The firm's SEC filings and public record indicate it serves both individual and institutional clients, maintaining a generalist allocation approach that spans domestic and international markets. Headquartered in Miami, Forem operates without disclosed satellite offices. The firm's known professional team remains small, consistent with a boutique multi-family office footprint. The firm has not publicly announced adjacent vehicles such as philanthropic foundations, real-asset operating companies, or club investment structures. No dated operational events from the last 24 months — such as fund closes, leadership transitions, or strategic acquisitions — are available in the public record. What distinguishes Forem structurally is its position as an independent RIA serving both domestic and Latin American wealth, operating without the balance-sheet constraints of a private bank or the product-distribution pressures of a broker-dealer. The firm's registration with the SEC as a fiduciary, combined with its Miami location, creates an advisory architecture that competes directly with the international wealth divisions of larger institutions while maintaining independence.