FSC Wealth Advisors

Francis S. Colavita, the firm's founder, serves as managing principal and directs both investment management and the tax practice. His CPA credential and financial-planning certifications anchor the firm's dual identity as a registered investment advisor and tax preparer. Clients interact primarily with Colavita on strategic decisions including concentrated-stock exits, estate-freeze techniques, and asset-location design.

FSC runs the tax return and the taxable portfolio inside the same firm. That integration eliminates the months-long lag between a December distribution and the following October's tax-surprise conversation. Direct-indexing sleeves, tax-loss harvesting plans, and the sequencing of charitable contributions are all executed against the client's actual projected marginal rate rather than generic modeling assumptions.

The firm evaluates private real estate and select private-equity offerings on a case-by-case basis when client liquidity, net worth, and tax situation warrant. It does not run its own in-house alternative vehicles; instead, it sources capacity from external operators and coordinates with estate counsel to fit such commitments into trust and entity structures. Core public-market assets are managed via ETFs, direct indexing, and outside separate-account managers.