Hamilton Financial Planning

Hamilton Financial Planning primarily serves high-net-worth individuals and families seeking comprehensive financial planning and wealth management services. Its client base often includes multigenerational families requiring coordinated estate and retirement strategies. The firm's fiduciary structure under RIA registration means client interests are legally prioritized.

The firm typically constructs diversified portfolios across equities, fixed income, alternative investments, and cash. Investment vehicles may include mutual funds, ETFs, separately managed accounts, and direct holdings. Tactical allocation adjustments are made based on market conditions and client-specific goals.

Yes, as a registered investment advisor (RIA), Hamilton Financial Planning is a fiduciary under the Investment Advisers Act of 1940. This means the firm is legally obligated to act in clients' best interests, disclosing any conflicts of interest. Fiduciary duty extends to all advisory services provided.

Specific minimum investment thresholds are not publicly disclosed. Many RIAs require account minimums ranging from $500,000 to $5 million for comprehensive planning services. Prospective clients typically need to engage directly with the firm to determine eligibility.

RIAs typically charge a percentage of assets under management (AUM), often between 0.5% and 1.5% annually, with breakpoints for larger accounts. Some firms also offer flat-fee or hourly billing for financial planning without ongoing management. Hamilton Financial Planning's specific fee schedule is not public.