Haviland & Sams

Haviland & Sams

Haviland & Sams operates as a Registered Investment Adviser in Farmington, Connecticut, serving as a financial planning and advisory firm for clients seeking to maximize financial efficiency and perpetuate personal wealth. The firm is independent and unaffiliated with any financial services institution, a structure it uses to avoid the product-push incentives common in bank-affiliated or broker-dealer models. Its client base spans the Eastern Seaboard from Maine to Florida, though the firm does not publicly disclose founding year, total assets under management, or full team count. The firm's compensation model is built solely on client-paid fees for advice and investment advisory services. Haviland & Sams does not accept sales commissions, referral fees, or third-party payments from financial services firms. It functions as a fiduciary, placing client interests ahead of its own and disclosing both its compensation method and any potential conflicts. The firm develops customized financial strategies through regular client meetings, covering areas such as financial affairs management, investment advisory, and succession planning for family-owned businesses. No specific asset-class allocations, named portfolio holdings, or fund structures are disclosed publicly. The firm lists Benjamin Sams as Advisor and Managing Principal on its website. Karen Lapierre serves as Office Manager and Divina Marcktell as Manager of Client Services. No recent operational events from the last 24 months are publicly available. The firm discloses no adjacent philanthropic vehicles, real-asset arms, or external club memberships. Its footprint remains concentrated in the Northeastern and Southeastern United States, with no additional offices noted. Haviland & Sams's structural differentiator lies in its uncompromising independence. It refuses to directly sell any investment or insurance products, and it rejects all third-party payments, creating a compensation architecture designed to remove the embedded conflicts common in commission-based advisory firms. This model places the firm in a subset of RIAs that forgo product revenue entirely, aligning their economics solely with ongoing client advisory fees.