Horicon Wealth Management

Horicon operates on a fee-only basis, charging clients a percentage of assets under management rather than commissions or transaction fees. This structure aligns the firm's incentives with client outcomes, avoiding conflicts common in commission-based models. Fees are typically tiered downward as account size increases, with specific rates negotiated individually.

Horicon adopts an endowment-style investment approach, allocating across public equities, fixed income, and alternatives like private real estate and hedge funds. The firm favors direct equity holdings over mutual funds or ETFs to reduce costs and control tax implications. Rebalancing is performed regularly to maintain target allocations, with a focus on long-term compounding rather than short-term market timing.

Horicon operates as a multi-family office and registered investment advisor (RIA). Unlike single-family offices that serve one wealthy family, Horicon serves multiple high-net-worth families and individuals. This structure allows it to provide institutional-grade investment management and comprehensive financial planning while maintaining client-specific tailoring.

Yes, Horicon provides comprehensive financial planning services as part of its wealth management offering. This includes retirement planning, tax optimization, estate planning, and risk management. The firm integrates these services with its investment strategy to create a holistic financial picture for each client.

Horicon's portfolio construction includes public equities, fixed income, and alternative assets such as private real estate and hedge funds. The firm emphasizes direct investments over pooled vehicles where feasible, aiming to minimize expense ratios and maintain control over tax timing. The exact allocation depends on individual client risk tolerance and goals.