Huntington Private Bank

As an affiliate of a $200 billion regional bank, Huntington Private Bank draws from deal flow generated through its commercial and corporate banking divisions — middle-market lending, sponsor finance, and commercial real estate — allowing qualified clients to participate in transactions sourced regionally. This integration means a business owner banking with Huntington's commercial group may see investment opportunities through the Private Bank that originate from the same institutional relationships, creating a distinctive in-house origination pipeline not available to independent RIAs.

The group emphasizes income generation and capital preservation consistent with a bank-originated credit culture. Portfolios are constructed with an overweight to fixed-income, dividend-paying equities, and private-credit instruments compared to standard total-return family-office benchmarks. The investment committee operates from Columbus and applies a liability-aware framework tailored to trust and fiduciary accounts under Ohio's Prudent Investor Act.

Yes — the bank's trust powers originate from its 1866 Ohio charter, making it one of the oldest continuously operating trust institutions in the Midwest. The Private Bank administers generation-skipping trusts, irrevocable life insurance trusts, charitable remainder trusts, and grantor retained annuity trusts with in-house tax and legal specialists. Its longevity as a corporate trustee means it can serve as a perpetual trust administrator across generations, a structural advantage over individual-trustee arrangements.

Huntington Private Bank sits at the top of the wealth tiering, focused on clients with complex balance sheets — typically business owners, corporate executives, and families with $5 million and above in investable assets. The broader Huntington Wealth Management division encompasses workplace retirement plans, retail brokerage, and mass-affluent advisory services. The Private Bank distinction carries dedicated trust officers, estate strategists, and bespoke credit facilities including art-backed and aircraft loans not offered in the general wealth channel.

The Private Bank operates from offices across Huntington's eight-state branch footprint: Ohio, Michigan, Pennsylvania, Indiana, Illinois, Wisconsin, Minnesota, and Colorado. Concentration is heaviest in Ohio and Michigan, where the bank holds top-5 deposit market share. In-market trust officers and portfolio managers staff the Columbus, Detroit, Chicago, and Pittsburgh offices, with additional coverage in Minneapolis and Denver following the 2021 TCF Financial acquisition.

It selects and conducts diligence on alternative managers, offering access to strategies including real estate, private credit, and hedge funds — primarily through the bank's in-house asset-management team and select third-party partnerships. Unlike a pure fund-of-funds allocator, Huntington leverages its commercial-banking originations as a pipeline for direct private-credit participations, which are then made available to qualified Private Bank relationships on a deal-by-deal basis.

A centralized trust and investment committee operating out of Columbus sets asset-allocation models, approved-manager lists, and fiduciary governance policies for the entire Private Bank network. The committee reports through the bank's institutional hierarchy under Stephen Steinour's leadership. Individual relationship managers and portfolio officers operate within committee-approved frameworks, with exceptions for concentrated stock positions and closely held business interests that require bespoke strategies.