Moseley Investment Management

Moseley Investment Management

Moseley Investment Management opened in 1990 when founder Susan Moseley, a University of Florida finance graduate, established the firm as a registered investment adviser. The firm remains headquartered in Sarasota, with an additional office in Bradenton, serving high-net-worth individuals, pension plans, corporations, and charitable organizations. Susan Moseley still leads the practice as president, while the team includes her son Ryan Moseley, an economist and vice president who joined the investment committee in 2008. The firm’s investment approach is built around individual financial planning rather than pooled fund structures. Its website segments clients into accumulators, pre-retirees, and retirees, and it delivers portfolio management, tax-aware asset allocation, and estate-planning coordination through in-house professionals. The team holds Series 65 licenses and operates as a fiduciary. Coverage spans retirement-income modeling, life insurance strategy, Social Security optimization, and tax-loss harvesting. Unlike a multi-family office that aggregates capital, Moseley manages separate accounts and tailored portfolios for each client. Its geographic footprint concentrates on Florida’s Gulf Coast, though it serves clients nationally through a remote-accessible advice model. The firm reports seven named team members, including portfolio manager Laurie Tinnell (CFP), chief compliance officer Dina Villalobos, and Tom Moseley, an attorney who handles estate and inheritance planning. It structures itself as a boutique planner rather than a large-scale allocator, which means strategy is executed by a small, credentialed staff. The office maintains two physical locations in Sarasota and Bradenton. In 2024, the firm continued to publish consumer-focused content on its website, covering 2026 tax brackets, 1031 exchanges, and 401(k) catch-up contributions — signaling an active education-driven client engagement model. Moseley’s structural differentiator is its completely independent RIA status, which the firm cites as the basis for its transparent, unconflicted advice. No external parent, no broker-dealer affiliation, and no proprietary product shelf — the firm’s revenue depends solely on advisory fees, aligning its incentives with client outcomes rather than distribution economics. This independence, combined with the family-staffed, multi-generational professional team, makes it a durable planning shop rather than a firm designed to scale institutionally.