Perennial Wealth Advisors

Perennial is a fee-only registered investment adviser, meaning its compensation comes entirely from client-paid fees rather than commissions or product sales. The firm's ADV Part 2A describes an asset-based fee schedule applied to portfolios it manages on a discretionary basis, with rates that decline at higher asset thresholds — a standard tiered structure common among independent RIAs.

Perennial's marketing materials have historically emphasized services for corporate executives and business owners holding concentrated single-stock positions — often employer equity from restricted stock units or option exercises. The firm's stated approach combines tax-aware diversification strategies, including gradual liquidation plans and option strategies, with portfolio construction designed to reduce single-name risk while managing capital-gains tax exposure.

Perennial's Form ADV, filed with Minnesota state securities regulators, reports no material disciplinary events, regulatory actions, or client complaints since the firm's inception in 2010. This fourteen-year clean regulatory record is atypical for firms that have operated continuously through multiple market cycles and regulatory regimes.