PROVIDENT WEALTH

James P. Provid, as CEO and Chief Investment Officer, chairs the firm's investment committee and maintains final discretion over asset allocation, manager selection, and direct investment commitments. The committee includes senior members of the tax and planning practice, ensuring that investment decisions are reviewed against estate, liquidity, and tax consequences before execution. This integrated approach means a private equity commitment of even a few million dollars is sequenced alongside grantor-trust funding schedules and co-trustee authorization.

Tax and estate planning is embedded, not outsourced. The firm hired additional in-house estate-planning professionals during the 2022–2023 period to bring analysis inside the investment process. This means allocation changes — such as a decision to increase private credit exposure — are run against trust situs, generation-skipping transfer tax considerations, and state-level income tax profiles before any capital is moved, reducing the coordination friction that arises when planning counsel sits at a separate firm.