Ridgewood Investments

Ridgewood uses an internally developed ALLRT Framework that analyzes a client's Assets, Liabilities, Liquidity, Risk, and Taxes as a single, interconnected system rather than a collection of accounts. The firm argues that the interaction between these five pillars is where wealth is most often silently won or lost. This framework then governs the deployment into three lanes: concentrated public value equities, a small/micro-cap fund (the Ridgewood Select Value Fund), and a private-markets access sleeve covering emerging companies, real estate, credit, and digital assets.

Kaushal 'Ken' Majmudar, the firm's founder and Managing Partner, serves as the Chief Investment Officer with a primary focus on the value-investing-based strategies. Terrance P. McGuire and Sam Namiri serve as Portfolio Managers and Partners, with McGuire concentrating on dividend-growth portfolios and Namiri managing the Ridgewood Select Value Fund focused on small- and micro-cap companies. The firm operates as a privately owned partnership of experienced professionals.

Ridgewood describes its approach as a 'multi-family office' model, stating that it works with a select group of high-income professionals and multi-generational families across the country. It was not founded to manage a single source of wealth but rather the pooled capital of several clients, providing them with institutional-grade capability and a dedicated team that manages their full financial picture beyond just investments.

Ridgewood manages investment solutions predominantly in-house. The firm contrasts itself with advisors who outsource to third-party funds, highlighting its own direct portfolio management across value equities, dividend-growth stocks, and a proprietary small- and micro-cap fund. The private-market access component appears to provide curated entry points into alternatives, but the core liquid portfolio management is an in-house function.

Kaushal 'Ken' Majmudar accumulated his foundational capital during a seven-year career on Wall Street as an investment banker at Merrill Lynch and Lehman Brothers, where he specialized in initial public offerings, mergers and acquisitions, and corporate finance advisory work for Fortune 1000 companies. He holds a J.D. from Harvard Law School and a B.A. in Computer Science from Columbia University, having been raised in a family that emigrated from India when he was five.

Ridgewood explicitly positions itself as a 100% fee-only fiduciary firm and contrasts this with commission-based advisory models. The firm states that its compensation structure was designed specifically to align behavior with long-term client outcomes. This focus came directly from Majmudar's observation, during his Wall Street career, that compensation structures heavily influence behavior.

The firm lists its headquarters in Montvale, New Jersey, and maintains an additional office in Barcelona, Spain. This dual presence suggests an international orientation or a specific client nexus in Europe, though the location does not appear to indicate a separate regulated investment entity based on the publicly available information on its website.