Ridgewood Investments

Ridgewood uses an internally developed ALLRT Framework that analyzes a client's Assets, Liabilities, Liquidity, Risk, and Taxes as a single, interconnected system rather than a collection of accounts. The firm argues that the interaction between these five pillars is where wealth is most often silently won or lost. This framework then governs the deployment into three lanes: concentrated public value equities, a small/micro-cap fund (the Ridgewood Select Value Fund), and a private-markets access sleeve covering emerging companies, real estate, credit, and digital assets.

Kaushal 'Ken' Majmudar, the firm's founder and Managing Partner, serves as the Chief Investment Officer with a primary focus on the value-investing-based strategies. Terrance P. McGuire and Sam Namiri serve as Portfolio Managers and Partners, with McGuire concentrating on dividend-growth portfolios and Namiri managing the Ridgewood Select Value Fund focused on small- and micro-cap companies. The firm operates as a privately owned partnership of experienced professionals.

Ridgewood explicitly positions itself as a 100% fee-only fiduciary firm and contrasts this with commission-based advisory models. The firm states that its compensation structure was designed specifically to align behavior with long-term client outcomes. This focus came directly from Majmudar's observation, during his Wall Street career, that compensation structures heavily influence behavior.