Rodgers & Associates

Rodgers & Associates operates as a fee-only Registered Investment Adviser. The firm is compensated exclusively by fees paid directly by its clients. It does not accept commissions or any form of compensation from the producers or distributors of financial products, which structurally reduces conflicts of interest.

The firm employs a proprietary strategy it calls the 'New Three-Legged Stool.' This approach diversifies a client's tax exposure by allocating assets across taxable, tax-deferred, and tax-free accounts. The objective is to create withdrawal flexibility in retirement, allowing the firm to sequence distributions in the most tax-efficient manner as tax laws and personal circumstances change.

The firm targets a narrow lifecycle: high-net-worth individuals who are already retired or expect to retire within ten years. This focus on the decumulation phase is embedded in its AGILE framework, which structures advice across five defined phases from pre-retirement assessment through to legacy and estate planning.

Yes. As a fee-only Registered Investment Adviser, Rodgers & Associates is legally bound by a fiduciary duty. This legally obligates the firm to act in its clients' best interests at all times, a standard that differs from broker-dealers who may be held only to a suitability standard.

No. Rodgers & Associates is a multi-client wealth management practice serving individual high-net-worth investors, not a single-family office or an institutional asset manager. There is no indication of pooled investment vehicles, co-investment access, or institutional separate accounts in its public disclosures.