Secura Financial

Secura Financial

Barth and Stone launched the firm in 1997, anchoring it in Orange, California, with a model that treats financial planning as the upfront diagnostic before any product discussion. The firm is a registered investment advisor, but its service stack spans insurance, retirement income structuring, and education savings — a bundled approach common in the independent broker-dealer world, executed here under a fiduciary umbrella. The wealth-origin of the principals is not publicly disclosed; the firm is built on client fees and commissions, not a single-family pool of capital. Secura Financial deploys client capital through portfolio management and insurance vehicles. The firm's website points to short-, mid-, and long-term investment strategies, though it does not disclose specific asset-class allocations, named portfolio holdings, or external fund managers. Its advisory bench reflects a planning-first ethos: every one of the eight listed professionals — including Managing Partners Harry Barth and Jason Stone, and Chief Investment Officer Richard Jackman — holds the CFP designation, a credential that requires a fiduciary standard. The firm serves individuals, high-net-worth families, trusts, and small institutions across the United States, with a practice concentrated in Southern California. The firm lists eight professionals on its website, all based at a single office in Orange, California. No adjacent family-office vehicles, philanthropic foundations, or external club memberships are publicly disclosed. The leadership structure is a partnership model — Barth and Stone share the managing partner title, while Jackman runs the investment function. No recent institutional operational event, such as a strategy launch or leadership change, has been publicly reported in the last 24 months. Secura Financial's structural differentiator is the pairing of a CFP-mandated fiduciary planning process with an in-house insurance agency. Most RIAs outsource insurance placement; Secura keeps it internal, which means the same team constructing a client's retirement drawdown strategy also underwrites the longevity risk. This integrated fiduciary-plus-commission model is less common among fee-only RIAs and more typical of the hybrid independent advisor channel, where suitability standards for insurance sales sit alongside fiduciary standards for investment advice.