Multi-Family Office

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Taiber, Kosmala & Associates, LLC

Mark Taiber and David Kosmala run a boutique multi-family office in Baltimore, focusing on tailored wealth management for select families.

Taiber, Kosmala & Associates, LLC

Taiber, Kosmala & Associates, LLC is a registered investment advisor (RIA) based in the Baltimore area, founded by Mark Taiber and David Kosmala. The firm operates as a multi-family office, serving a limited number of high-net-worth families with integrated wealth management. Wealth origin of the families served is not publicly disclosed. The firm's investment strategy centers on direct asset allocation — primarily public equities, fixed income, and alternative investments such as private credit and real estate. They construct customized portfolios for each family, avoiding commingled vehicles or fund-of-funds structures. Their approach is considered tax-sensitive and long-term focused. Known holdings include individual municipal bonds and large-cap US equities. The team size and total assets under management are not publicly published. The firm does not maintain additional offices beyond its Baltimore headquarters. Philanthropic structures are likely integrated into client planning, but no formal associated foundation is publicly named. No recent major operational event (such as a new hire, promotion, or product launch) has been reported in the last 24 months. A structural differentiator for Taiber, Kosmala is its explicit rejection of asset-gathering scale. The firm caps its client base to preserve personalized service, a model that mirrors the classic boutique RIA family office. This governance structure — outside the regulatory framework of a single family office but more intimate than a broad wealth manager — gives the principals tight control over client outcomes.

General information

Firm type

Multi Family Office

Year founded

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Baltimore

Corporate office

Baltimore, MD, United States

Principals

Mark Taiber

Principal

David Kosmala

Principal

Sector focus

Wealth ManagementFinancial PlanningInvestment Management

Frequently asked questions

Who runs investment decisions at Taiber, Kosmala & Associates?

Principals Mark Taiber and David Kosmala share responsibility for investment decisions. The firm operates as a partnership, with both principals involved in portfolio construction and client relationships. No external CIO or investment committee is publicly named (public record).

How does Taiber, Kosmala source proprietary deal flow?

The firm does not publicly describe a proprietary deal-sourcing process. As a boutique RIA serving a small number of families, Taiber, Kosmala likely relies on established relationships with investment banks, direct access to municipal and corporate bond offerings, and its principals' professional networks. The firm does not market any alternative investment origination capabilities (per public record).

Is Taiber, Kosmala structured as a single family office or does it operate more like a wealth manager?

The firm is a multi-family office structured as a registered investment advisor (RIA). It serves multiple unrelated families, placing it in the regulatory framework of a wealth manager. Unlike a single family office, it must comply with SEC or state advisory regulations, and its principals are not directly linked to any one family's fortune (per public record).

Does Taiber, Kosmala participate in fund commitments or only direct deals?

Based on the firm's public profile, Taiber, Kosmala primarily does direct investing for its clients — purchasing individual securities such as stocks, bonds, and alternative vehicles like private credit. The firm does not appear to commit client assets to external third-party funds or private equity partnerships. They construct bespoke portfolios, so any fund exposure would be on a case-by-case basis (per public record).

What investment stages does Taiber, Kosmala typically target?

The firm does not specify stage targets. Given its focus on public equities, fixed income, and private credit, the portfolio tends toward core, established companies rather than early-stage startups. The investment horizon is long-term with an emphasis on capital preservation and tax efficiency (per public record).

Which sectors does Taiber, Kosmala explicitly avoid?

The firm has not publicly published a list of negative screens or exclusions. Sector allocations are determined per client suitability. Because the firm operates on a discretionary advisory basis, sector preferences likely vary across client families (per public record).

What is Taiber, Kosmala's known posture on co-investments alongside external GPs?

Taiber, Kosmala has not publicly disclosed a co-investment program. As a non-scaling RIA, the firm is unlikely to lead or structure co-investment opportunities for third parties. However, it may facilitate direct investments for clients through negotiated side-by-side arrangements if a suitable opportunity arises (per public record).

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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