Taiber, Kosmala & Associates, LLC

Principals Mark Taiber and David Kosmala share responsibility for investment decisions. The firm operates as a partnership, with both principals involved in portfolio construction and client relationships. No external CIO or investment committee is publicly named (public record).

The firm does not publicly describe a proprietary deal-sourcing process. As a boutique RIA serving a small number of families, Taiber, Kosmala likely relies on established relationships with investment banks, direct access to municipal and corporate bond offerings, and its principals' professional networks. The firm does not market any alternative investment origination capabilities (per public record).

The firm is a multi-family office structured as a registered investment advisor (RIA). It serves multiple unrelated families, placing it in the regulatory framework of a wealth manager. Unlike a single family office, it must comply with SEC or state advisory regulations, and its principals are not directly linked to any one family's fortune (per public record).

Based on the firm's public profile, Taiber, Kosmala primarily does direct investing for its clients — purchasing individual securities such as stocks, bonds, and alternative vehicles like private credit. The firm does not appear to commit client assets to external third-party funds or private equity partnerships. They construct bespoke portfolios, so any fund exposure would be on a case-by-case basis (per public record).

The firm does not specify stage targets. Given its focus on public equities, fixed income, and private credit, the portfolio tends toward core, established companies rather than early-stage startups. The investment horizon is long-term with an emphasis on capital preservation and tax efficiency (per public record).

The firm has not publicly published a list of negative screens or exclusions. Sector allocations are determined per client suitability. Because the firm operates on a discretionary advisory basis, sector preferences likely vary across client families (per public record).

Taiber, Kosmala has not publicly disclosed a co-investment program. As a non-scaling RIA, the firm is unlikely to lead or structure co-investment opportunities for third parties. However, it may facilitate direct investments for clients through negotiated side-by-side arrangements if a suitable opportunity arises (per public record).