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KC Mortgage
Kay Cleland McCarthy runs KC Mortgage, a boutique loan origination practice in Colorado and Arizona focused on first-time homebuyer and manufactured-home...
KC Mortgage
KC Mortgage Kay Cleland offers diverse mortgage solutions, including FHA, VA, USDA loans, and refinancing options in Castle Rock, Colorado Springs, and Parker.
General information
Firm type
Single Family Office
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Castle Rock
Corporate office
504 Perry Street, Unit B, Castle Rock, CO 80104, United States
Principals
Kay Cleland McCarthy
Mortgage Broker, NMLS #265374
Sector focus
Frequently asked questions
Does KC Mortgage deploy its own capital or operate as a lender?
No. KC Mortgage is a licensed mortgage brokerage — it originates and places loans through third-party lender programs, not from a proprietary balance sheet. Kay Cleland McCarthy's NMLS license (#265374) authorizes her to connect borrowers with FHA, VA, USDA, conventional, reverse, and non-QM products.
Is KC Mortgage structured as a family office or a different type of entity?
The entity is registered as a Colorado limited liability company operated by Kay Cleland McCarthy. It functions as a mortgage brokerage practice rather than a family office deploying generational wealth or managing diversified portfolios. No AUM or investment-vehicle data is publicly disclosed.
What geographic markets does KC Mortgage serve?
The firm originates residential loans in Colorado (Castle Rock, Colorado Springs, Parker) and Arizona (Bullhead City, Lake Havasu City, Kingman). Its marketing emphasizes local presence and community knowledge in these specific Front Range and northwestern Arizona markets.
What loan products does Kay Cleland McCarthy specialize in?
McCarthy focuses on first-time homebuyer programs, manufactured-home financing, reverse mortgages, and refinance products including FHA Streamline and VA Cash-Out. She also originates non-QM loans, bank-statement loans for self-employed borrowers, and DSCR investor loans.
Does KC Mortgage maintain any philanthropic structures or co-investment vehicles?
No philanthropic foundations, operating businesses, or co-investment clubs are disclosed. The firm presents solely as a loan-origination practice with no adjacent private-capital or grant-making entities.
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