Liberty Atlantic Advisors

Stephen O. Florence, the founder and CEO, oversees all investment activity. He built his career in real estate finance before establishing the family office in 2006 and remains the central decision-maker on acquisitions, loan originations, and portfolio strategy. The firm does not operate with a separate investment committee or external advisors.

The firm sources bridge loans and mezzanine financing primarily through relationships with regional and community banks, commercial real estate brokers, and direct borrower outreach across the Southeast. Its concurrent role as a real estate owner-operator gives the team direct market intelligence on property values and rental dynamics, which informs loan underwriting. Most originations are in secondary markets where institutional lenders are less active.

Liberty Atlantic focuses on multifamily apartment complexes, hospitality assets including limited-service and extended-stay hotels, and mixed-use properties. The geographic concentration is the Southeastern United States, with transactions recorded in Georgia, Tennessee, the Carolinas, and Florida. The firm prefers value-add and income-producing properties with in-place cash flow.

No. The firm's strategy is anchored in hard assets and cash-flowing businesses, avoiding venture-stage technology and growth equity. The private equity book consists of control or minority positions in service-oriented and industrial operating companies, not startup investments — a posture consistent with a family office prioritizing capital preservation over high-velocity returns.

Liberty Atlantic acquires hotel properties and operates them under franchise agreements with national brands. The portfolio leans toward limited-service and extended-stay formats which generate consistent occupancy and require lower staffing overhead than full-service hotels. These assets are held directly rather than through separate fund vehicles, aligning the holding period with the family office's multi-generational timeline.

No. The firm is structured as a single-family office and does not manage capital for external investors or operate a multi-family-office service model. All transactions are funded from the family's own balance sheet, which allows Liberty Atlantic to close bridge loans and real estate acquisitions without the fundraising cycles or LP consent requirements that constrain private funds.

The specific origin of the family wealth has not been publicly disclosed. Stephen Florence's professional background is in real estate finance and investment, and the office's concentrated focus on real estate and private credit suggests the capital base was built through real estate operations and related financial services, though Altss has not confirmed a definitive wealth-origin event or liquidity date.