Planvesting

Scott Lummer oversees asset allocation and investment decisions. His background combines quantitative portfolio construction at Ibbotson Associates, serving as chief investment officer at mPower, and leading advice methodology at Morningstar. That career arc shapes a fiduciary-focused investment approach rooted in academic research and retirement-liability management.

Planvesting operates as both. The family office manages the Lummer family's capital across public and private markets. Separately, the firm licenses retirement-income planning software to RIAs and plan sponsors. The two entities share intellectual property and market intelligence but maintain distinct operational teams, with the family office acting as an internal test bed for the software's investment research.

Planvesting's deal flow runs primarily through Scott Lummer's professional network, forged over three decades in retirement technology and fiduciary consulting. The firm targets early-stage fintech companies building infrastructure that serves RIAs, plan sponsors, and individual retirement savers. Its operating business provides additional sourcing, surfacing gaps in the fiduciary technology stack that become investment theses.

The firm makes direct investments in early-stage companies, often alongside former colleagues and industry operators. There is no public record of Planvesting participating as a limited partner in third-party venture funds, though the firm's investment posture emphasizes concentrated, direct positions where it can contribute domain expertise in retirement and fiduciary technology.

The Lummer family wealth originates from Scott Lummer's career in institutional investment consulting and fintech. His leadership roles at mPower, a pioneering digital advice platform, and at Morningstar coincided with the rapid growth of defined-contribution assets and advisor technology, generating the capital base the family office now deploys.