Proper Financial

Jason Blum serves as Chief Executive Officer and leads the firm's overall direction, including its investment philosophy. The firm operates an internal investment committee that governs asset allocation, manager selection, and direct investment decisions. Proper Financial does not outsource its chief investment function to an external OCIO provider, keeping portfolio oversight within the firm.

Proper Financial is a multi-family office serving multiple high-net-worth client families. It was founded to serve external clients from the start, not carved out from a single family's internal office. This multi-family model spreads operational costs across the client base while maintaining a low ratio of clients to advisors.

No, Proper Financial does not manufacture proprietary mutual funds, ETFs, or structured products. The firm selects third-party managers and direct investments based on client-specific planning needs. This open-architecture approach removes the product-distribution conflict that shapes advice at many bank-affiliated wealth managers.

Tax planning forms a central component of the firm's service delivery, integrated from the initial portfolio design rather than overlaid after the fact. The firm coordinates with external tax counsel and estate attorneys on behalf of client families. Investment structures commonly include tax-loss harvesting, direct indexing, and asset location strategies to manage tax drag across taxable accounts.

Proper Financial is headquartered in Wayne, Pennsylvania, on Philadelphia's Main Line, and its client base is concentrated in the Mid-Atlantic and Northeast United States. The firm's local presence gives it deep familiarity with Pennsylvania trust law and regional estate planning conventions. It operates with an in-person service model rather than a national digital-advisory platform.