MCAVOY KEMP WEALTH MANAGEMENT

MCAVOY KEMP WEALTH MANAGEMENT

McAvoy Kemp Wealth Management serves as the family office for the McAvoy and Kemp families, whose wealth was originally generated through a regional UK property development and investment group. The exact founding date of the family office is not a matter of public record, but its principals — Michael McAvoy and Paul Kemp — have been associated with the management of the family's private capital for over two decades. The office manages distinctly separate pools of capital for different branches of the family. Michael McAvoy is the son of the late Tom McAvoy, who co-founded a now-dissolved Northern England building and land development concern; the Kemp side ties back to Tom's original business partner. Rather than a single consolidated entity, the office functions as a co-investment coordination point between the two family lines. The office's investment strategy concentrates on UK-centric real estate lending, structured private credit, and direct property acquisitions. It typically originates senior and mezzanine debt on commercial and residential projects, often taking an active co-lender role alongside regional banks and specialist non-bank lenders. Asset classes in the portfolio include residential development finance, purpose-built student accommodation, and income-producing industrial property, with a focus on the Midlands and Northern England. Known transactions include a 2019 senior loan facility for a mixed-use regeneration scheme in Manchester (per Real Estate Capital Europe, 2019) and a mezzanine position in a Leeds student housing development in 2021 (per React News, 2021). The office does not seek third-party limited partner capital, preferring to retain full decision control and avoid external reporting obligations. Deployment volume is not publicly disclosed, but the office is believed to have executed over £150 million in structured credit transactions over the past decade (Altss estimate). It operates from a single office in the UK, with no satellite locations. The family's wealth is not ring-fenced in a publicly named foundation, but charitable giving occurs locally in Yorkshire and the North West, primarily focused on educational access and regional arts institutions. A structural feature of the office is the joint committee structure: any investment over £500,000 requires the sign-off of both Michael McAvoy and Paul Kemp, a governance mechanism that has been in place since the office's formation (per the firm's official communications). The office's structural differentiator is its function as a bilateral investment hub for two families with intertwined business histories, rather than a traditional single-principal SFO. The McAvoy and Kemp branches invest alongside each other on a deal-by-deal basis using a pre-agreed allocation ratio, but each retains final discretion over their own capital. This dual-principal architecture means that an external borrower receives a single, clean term sheet from a lender whose capital base is actually bifurcated at the family level — a quirk that occasionally introduces bespoke inter-creditor dynamics within a given transaction.