Updated:
Hypo Noe Landesbank
Hypo Noe Landesbank für Niederösterreich und Wien is a regional banking institution headquartered in St. Pölten, Austria.
Hypo Noe Landesbank
Hypo Noe Landesbank für Niederösterreich und Wien is a regional banking institution headquartered in St. Pölten, Austria. Its website positions the firm as a universal bank for retail and housing finance, serving customers across Lower Austria and Vienna. The bank’s deployment is concentrated in Austrian residential mortgage lending and public-sector finance. Its funding profile includes retail deposits, online fixed-term deposit products offered nationally beyond its home region, and capital-markets instruments. Hypo Noe has issued covered bonds backed by Austrian mortgage collateral and, since at least 2021, green bonds certified with the Austrian Ecolabel. The institution also distributes a proprietary Wohnbauanleihe (housing-construction bond) and promotes a green-labeled current-account and loan line. Hypo Noe’s balance sheet is anchored by its Landesbank mandate, serving as a treasury and financing partner for the province of Lower Austria and for municipalities. The bank holds an ISS ESG Prime rating dating to 2015 and participates in the klimaaktiv Pakt 2030, a voluntary federal climate-protection initiative. Unlike a fund manager or family office, Hypo Noe carries its own credit rating as a regulated bank acting as a direct lender. This allows the institution to package and sell its own loan-backed securities to institutional investors without a separate GP-LP structure, combining a retail banking franchise with wholesale funding.
General information
Firm type
Bank / Wealth / Trust
Year founded
—
AUM
Undisclosed
Location
Region
Europe
Country
Austria
City
St. Pölten
Corporate office
St. Pölten, Austria
Sector focus
Frequently asked questions
What types of investable securities does Hypo Noe Landesbank issue?
Hypo Noe issues mortgage covered bonds backed by Austrian residential loans, as well as green bonds that carry the Austrian Ecolabel certification. It also distributes a housing-construction bond (Wohnbauanleihe) directly to retail investors.
What is the bank’s primary lending focus?
The bank concentrates on Austrian residential mortgage origination, particularly home loans for private clients in Lower Austria and Vienna. It also extends public-sector loans to municipalities and the province of Lower Austria.
How does Hypo Noe Landesbank fund its balance sheet?
Funding comes from retail deposits, including a nationally marketed online fixed-term deposit product, and from wholesale capital-market instruments such as mortgage covered bonds. The bank does not operate a separate fund management subsidiary, instead keeping all assets on its own balance sheet.
Does Hypo Noe have any environmental or sustainability certifications?
Yes. Since 2015, ISS ESG has assigned Hypo Noe its Prime status. The bank also participates in Austria’s klimaaktiv Pakt 2030 and has issued green bonds certified with the Austrian Ecolabel. A dedicated green product line for current accounts and loans carries the same certification.
Is Hypo Noe Landesbank part of a larger banking group?
Hypo Noe is a standalone Landesbank, meaning it serves as the central financial institution for the province of Lower Austria. It operates independently and is not part of a nationwide cooperative or savings-bank central-group structure, though it shares a Landesbank-type mandate with other Austrian provincial banks.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
Need institutional-grade insight on asset managers?
Altss delivers:
Prefer a guided tour?
We’ll walk you through: