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P&N Bank
P&N Bank, founded in 1969, is WA’s largest customer-owned bank. Profits are reinvested into pricing and community, not shareholders.
P&N Bank
P&N Bank is a customer owned bank based in WA, offering personal and business banking, home loans, personal loans, credit cards and insurance services.
General information
Firm type
Bank / Wealth / Trust
Year founded
1969
AUM
Undisclosed
Location
Region
Oceania
Country
Australia
City
Perth
Corporate office
Perth, WA, Australia
Sector focus
Frequently asked questions
Who owns P&N Bank?
P&N Bank is a customer-owned mutual. Its depositors and borrowers are its members and effectively its owners. There are no external shareholders, and profits are reinvested into product pricing, services, and community initiatives within Western Australia.
Is P&N Bank regulated like the major Australian banks?
Yes. P&N Bank is an Authorised Deposit-taking Institution (ADI) regulated by the Australian Prudential Regulation Authority to the same prudential standards as the Big Four Australian banks. Deposits up to the government guarantee limit are protected under the Financial Claims Scheme.
What products does P&N Bank offer?
The bank offers a full suite of retail and business banking products: transaction and savings accounts, term deposits, home loans, personal loans, credit cards, and general insurance. Home lending is the most prominent product line, supported by a team of mobile specialists covering the Perth metro area and the South West.
Does P&N Bank manage any investment or wealth-management funds?
Based on all public disclosures, P&N Bank does not operate a funds management, private-wealth, venture-capital or institutional-investment arm. Its balance sheet is a traditional banking book of loans and deposits, and it reports no external AUM or institutional deployment numbers.
What is P&N Bank’s branch footprint?
The bank operates 15 branches concentrated in the Perth metropolitan area, with additional locations in the South West regional centres of Bunbury and Mandurah. It also fields a mobile home-loan team that meets borrowers anywhere across Perth and the South West.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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