Ralicki Wealth Management & Trust Services

Ralicki Wealth Management & Trust Services

David A. Ralicki founded the firm in 2006 to provide investment supervisory and financial planning services from a single office on the Treasure Coast. He operates alongside Alex Ralicki and Nick Christensen, both CPAs, forming a three-person team focused on retail high-net-worth clients, individual investors, and pension plans. The firm's footprint remains concentrated in South Florida. Ralicki's service model layers investment management across a tax-efficient framework built on asset allocation, retirement planning, and insurance analysis. The firm does not publicly disclose an asset-class mandate, but its website emphasizes a broad mix spanning equities, fixed income, and insurance-linked products selected to match individual financial profiles. Services also extend to charitable-giving strategies, underscoring a planning-first approach common among CPA-led advisory practices. The firm operates from a single location at 1235 SE Indian Street in Stuart, with no disclosed satellite offices. Its team of three includes two CPAs and one MSA, a lean structure typical of a lifestyle RIA. Client communications include a weekly market-update blog, and the firm encourages prospects to register for local financial-planning workshops, indicating a focus on in-person client acquisition. Ralicki's structural differentiator lies in its integration of CPA-led tax planning with investment advisory — a license combination that allows the firm to advise on the after-tax outcomes of portfolio decisions in-house. This professional-service architecture, led by a multi-generational family team, creates a governance model where client assets are advised by the same small group that prepares the tax filings, a level of integration unusual for RIAs of this scale.