YC P25
Chestnut
The first AI mortgage lender
About
Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.
Founder
Family Office Investors
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FintechCredit and LendingReal EstateConsumerAI