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YC W25

Karoo

AI native consumer lending platform for underserved Americans

About

US consumers within the risk appetite of prime lenders are served by the most competitive and efficient consumer lending marketplace globally. However, once you fall outside of this as a borrower, market efficiency breaks down and incumbents take advantage of low levels of competition to price gouge. We're fixing this.

Founders

Family Office Investors

Altss tracks family office allocations to YC-backed companies. Request access to see which family offices have invested in Karoo.

See family office activity

Industry & Focus

FintechConsumer FinanceConsumerNeobank