YC W20
Kosh
Creating Microfinance 2.0.
About
Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.
Founders
- Sahil Bansal
- Aayush Goel
Family Office Investors
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See family office activityIndustry & Focus
FintechCredit and LendingSocialIndiaConsumer FinanceDiversity & Inclusion