Pension Fund

Updated:

Afore XXI Banorte

Afore XXI Banorte formed by the merger of Afore Banorte Generali and Afore XXI. It is a private pension fund management company and Mexico's largest pension...

Afore XXI Banorte logo

Afore XXI Banorte

Afore XXI Banorte formed by the merger of Afore Banorte Generali and Afore XXI. It is a private pension fund management company and Mexico's largest pension fund. It manages individual accounts for Mexican workers to maximize long-term returns and improve pensions through responsible investment strategies as a public-private association 50 percent owned by IMSS and 50 percent by Grupo Financiero Banorte and offers PrimerAfore as the first retirement savings product for minors.

General information

Firm type

Pension Fund

Year founded

1997

Location

Region

North America

Country

Mexico

City

Mexico City

Corporate office

Avenida Paseo de la Reforma 489, Colonia Cuauhtémoc, Mexico City, CDMX, Mexico

Principals

David Razú Aznar

CEO

Sector focus

DiversifiedEnergy & UtilitiesHealthcareInformation TechnologyReal EstateAgriculture

Frequently asked questions

Who runs investment decisions at Afore XXI Banorte?

David Razú Aznar serves as CEO. External advisors including BlackRock, Schroders, and J.P. Morgan Asset Management execute portions of the portfolio under mandates.

How does Afore XXI Banorte source proprietary deal flow?

The firm participates in Mexican CKD structures and listed Fibra vehicles. It also maintains relationships with international managers for equity and alternative mandates.

Does Afore XXI Banorte participate in fund commitments or only direct deals?

The firm uses both approaches. It holds limited partner positions in CKD vehicles and CERPI structures while maintaining direct minority ownership in listed real estate trusts.

What investment stages does Afore XXI Banorte typically target?

The firm focuses on established real estate assets, operating agricultural businesses, and liquid equity strategies rather than early-stage venture.

Where does the underlying capital come from?

Assets derive from mandatory retirement contributions by Mexican workers administered through individual accounts.

How is Afore XXI Banorte related to Grupo Financiero Banorte?

Grupo Financiero Banorte holds 50 percent ownership alongside IMSS. The pension manager operates separately from the bank's commercial operations.

Does Afore XXI Banorte maintain philanthropic structures?

The firm supports Fundación Banorte, which directs resources toward education and community projects in Mexico.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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