Bogle Wealth Management

Portfolio decisions are made by the firm's principals, who serve as lead advisors directly managing client allocations. There is no separate investment committee or external sub-advisor structure; the advisor retains full discretionary authority over asset allocation, fund selection, and rebalancing within the parameters of each client's investment policy statement. Decisions follow a rules-based methodology grounded in passive total-market exposure rather than tactical calls.

The firm sources nearly all investment exposure through low-cost index-tracking exchange-traded funds and mutual funds. Active fund selection is avoided by design, consistent with the Bogle doctrine that manager outperformance is unpredictable and fees are the most reliable predictor of net returns. Product screening emphasizes expense ratios, tracking precision, and tax efficiency rather than past performance or Morningstar ratings.

Bogle Wealth Management is not a corporate affiliate of The Vanguard Group nor operated by the Bogle family, per public record. The firm's name signals an ideological affiliation with John C. Bogle's investment philosophy rather than a legal or financial relationship. Independent RIAs carrying the Bogle name are typically founded by advisors who adopt his low-cost, shareholder-centric principles as their practice framework.

The firm's investment approach excludes alternative assets such as hedge funds, private equity, venture capital, and direct real estate. The advisor treats the illiquidity premiums and fee structures embedded in alternatives as inconsistent with the low-cost, transparent, daily-liquid mandate it maintains for individual and trust clients.

No. As a registered investment advisor, the firm does not take custody of client assets. Accounts are held at qualified third-party custodians, with the advisor granted limited trading authority to implement and maintain portfolio allocations on the client's behalf.