Bucket List Wealth Management

R. Scott Mellinger, the managing member, runs investment decisions. Per the firm's SEC registration filings, he is the sole individual responsible for the advisory business, including sourcing, underwriting, and servicing private real estate loans. No additional investment committee or external allocation consultants are disclosed.

The firm relies on direct origination, working with borrowers referred through local real estate networks in Nevada and neighboring Western US markets. It does not appear to operate a broad intermediary or broker-dealer distribution channel. Deal flow is tied to relationships with residential and commercial borrowers seeking non-conventional financing.

As a registered investment advisor, Bucket List Wealth Management may manage assets on behalf of clients, but the disclosure footprint is minimal. SEC registration filings indicate a discretionary advisory model, though the firm does not publicly report assets under management or client count. In practice, much of the capital appears to be principal-driven alongside any private advisory relationships.

The firm originates and holds private mortgage notes and trust deeds — direct loans secured by real estate. These are typically short-duration (6–36 months) high-yield debt instruments. Structure is simple: promissory notes secured by deeds of trust on specific properties, not pooled fund vehicles.

Lending activity is concentrated in Nevada, particularly the Las Vegas metropolitan area, with extension into adjacent Western US states where the managing member maintains sourcing familiarity. No evidence suggests institutional-scale lending outside the Mountain West and Southwest regions.