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ClearScore
ClearScore is a other based in London, founded 2014; the Altss profile covers its classification, headquarters, registration, AUM band, and key contacts for...
ClearScore
Get your free credit score and credit report and be ClearScore sure. Check them as often as you like - it won’t affect your score.
General information
Firm type
other
Year founded
2014
AUM
Undisclosed
Location
Region
Europe
Country
United Kingdom
City
London
Corporate office
London, United Kingdom
Principals
Justin Basini
CEO and Co-founder
Sector focus
Frequently asked questions
How does ClearScore make money?
ClearScore earns referral commissions from banks and lenders when a user takes out a credit card, loan, or other financial product through the platform. The company provides free credit scores and reports to attract users, then uses credit data to surface matched, pre-qualified offers. This model means ClearScore never holds credit exposure — it functions as a regulated credit broker and data intermediary, not a lender.
Is ClearScore a direct lender?
No. ClearScore is a credit broker regulated by the UK Financial Conduct Authority. It does not originate loans or extend credit from its own balance sheet. All financial products available through the platform are provided by third-party banks and lenders — ClearScore processes the matching, eligibility checks, and introductions.
In which countries does ClearScore operate?
ClearScore launched in the United Kingdom in 2014 and subsequently expanded into South Africa and Australia. In August 2023, the Australian business was sold to Experian. The firm's core operations remain concentrated in the UK and South African markets.
Who founded ClearScore and what is their background?
Justin Basini co-founded ClearScore in 2014 alongside Dan Kelly and Nigel Morris. Basini served as the firm's CEO from inception. Prior to ClearScore, he held marketing and strategy roles at Capital One, the US-based credit card issuer, giving him direct experience in consumer credit data and origination prior to building the marketplace.
Does ClearScore manage outside capital or have an investment vehicle?
No. ClearScore is an operating company funded by venture and growth-equity investors including QED Investors, Blenheim Chalcot, and LeadEdge. It does not manage or deploy external third-party capital and does not operate a fund structure. The firm earns operating revenue through marketplace commissions.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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