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Clm mediación

Clm mediación is a mortgage broker authorized by the Banco de España. They offer personalized mortgage advice and negotiate with multiple banks to find the...

Clm mediación

Clm mediación is a mortgage broker authorized by the Banco de España. They offer personalized mortgage advice and negotiate with multiple banks to find the best conditions for their clients. The company has assisted over 900 families in acquiring and financing their homes.

General information

Firm type

other

Location

Region

Europe

Country

Spain

City

Nationwide

Corporate office

Spain

Principals

Gustavo

Mortgage Advisor

Sector focus

Financial Services

Frequently asked questions

How is Clm mediación regulated?

The firm is registered with the Bank of Spain as a credit intermediary under authorization code D867. It is subject to ongoing supervision by the Bank of Spain and anti-money laundering compliance by SEPBLAC. The firm maintains professional indemnity insurance with a capital of €750,000.

How does Clm mediación source better mortgage terms for clients?

The firm negotiates with an extensive panel of national lenders, using the aggregate volume of mortgage business it originates to secure preferential rates and conditions. It acts as an intermediary, not a comparison website, handling the full process from viability analysis to notarial signing on behalf of the client.

What does Clm mediación charge for its services?

Per the firm's website, the initial mortgage feasibility study is provided at no cost. Fees are only charged upon the signing of the mortgage, and the firm states it commits to full transparency regarding its tariffs and commissions.

What types of mortgage financing does Clm mediación arrange?

The firm structures fixed-rate, variable-rate, and mixed mortgages. It also handles financing for specific situations, including self-employed applicants, investment properties, home renovations, and debt consolidation.

Does Clm mediación arrange mortgages for applicants with loan-to-value constraints or credit issues?

Yes. The firm's client testimonials and service descriptions indicate it works on high-leverage cases, including securing a 95% loan-to-value mortgage for a client who had been declined by their existing bank. It also states it can assist applicants with imperfect credit histories by targeting specialized lender products.

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