Delta Dental of Missouri Money Purchase Pension Plan

The plan does not publicly name an internal Chief Investment Officer or investment committee. Fiduciary oversight rests with the sponsor's executive leadership — Rob Goren as CEO and Barbara C. Bentrup as CFO and General Counsel — but day-to-day asset management is likely delegated to external investment consultants or OCIO providers, consistent with standard practice for single-sponsor corporate pensions of this size.

No direct investments, co-investments, or fund commitments are disclosed publicly. The plan operates as a blind pool from the outside: allocations, if any, to private markets would flow through consultant-recommended fund vehicles without public transparency.

No. It is a single-sponsor employee benefit plan with a closed participant base. The plan does not solicit or accept external limited partner capital.

As a money purchase pension plan, employer contributions are fixed by formula and not linked to investment performance. This shifts risk from the sponsor to participants, theoretically allowing a more conservative, liquid-heavy portfolio than a defined-benefit plan. In practice, the plan's undisclosed glide path likely mirrors a standard 60/40 institutional allocation.

The Delta Dental of Missouri Oral Health Grant Program is a separate corporate philanthropy initiative. It is funded by the sponsor, not the pension plan's trust assets, which are walled off for exclusive benefit of plan participants under ERISA.