Delta Investment Management

Overview

Delta Investment Management was founded in 2009 in San Francisco by Nicholas Atkeson and Andrew Houghton. The firm operates as a registered investment advisor, deliberately structured without competing business lines that could influence the products or strategies recommended to clients. It serves two distinct streams: direct advisory for individuals, institutions, trusts, and pension plans; and a turnkey asset management platform for independent advisor representatives seeking back-office scale. The firm's advisory model pairs clients directly with senior investment professionals, bypassing the automated routing common at larger wealth managers. Its advisory network extends through two named offices — NorthStar Financial and Retirement Planning in Greenville, South Carolina, led by President George Fossing and CIO Jim Pritchard, and the URA Group in Scottsdale, Arizona, with advisors John Kieber and Steve Mallory. The firm does not publicly disclose asset-class allocations, AUM, or specific portfolio holdings. The team lists 14 investment and planning professionals across three offices, including several Atkeson and Houghton family members in advisory and legal roles. No separate philanthropic foundation, club membership, or co-investment vehicle is disclosed. Delta's structural identity hinges on independence. By avoiding proprietary products, the firm removes an incentive misalignment that remains common among bank-affiliated wealth managers. This organizational architecture — a pure RIA with satellite offices — lets it function as both a personal advisor and institutional outsourcer without internal product pressure.