dezerv.

Co-founders Sandeep Jethwani, Vaibhav Porwal and Sahil Contractor oversee investment strategy, supported by an in-house investment team. The three principals previously held senior roles at IIFL Wealth, where they collectively managed assets for India's ultra-high-net-worth segment. Day-to-day portfolio construction follows the firm's proprietary Dezerv Asset Allocation Model, governed by an investment committee that includes the co-founders.

For pre-IPO and private credit opportunities, dezerv. leverages the co-founders' extensive network from their IIFL Wealth tenure and its venture capital backers including Accel and Elevation Capital. The firm acts as a syndicate aggregator, pooling client demand to access allocations typically reserved for institutional investors. Individual clients gain exposure through structured feeder vehicles and special-purpose vehicles, per the firm's RIA compliance framework.

Neither. dezerv. is registered with SEBI as a Registered Investment Adviser and operates as a fee-only wealth management platform serving multiple external clients. It has raised venture funding for its operating company, not for a fund. The firm does not manage any single-family capital as its core mandate.

dezerv. primarily constructs direct portfolios of listed equities, bonds, and select alternative assets for its clients. For private market exposure, it offers access to specific pre-IPO companies and private credit instruments through pooled client vehicles rather than committing to third-party private equity or venture capital funds. The firm does not operate a fund-of-funds program.

The structural distinction lies in the absence of proprietary products. Traditional Indian wealth managers often earn commissions and fees from product manufacturers. dezerv. charges clients only an advisory fee, removing embedded distribution incentives. Additionally, the firm's technology-first model automates rebalancing and tax-loss harvesting at lower portfolio sizes, targeting a segment that larger firms find uneconomical to serve with dedicated advisors.

dezerv. focuses on India's mass-affluent professionals — doctors, lawyers, corporate executives, startup founders, and chartered accountants — rather than the ultra-wealthy families served by its co-founders' prior employer IIFL Wealth. The platform requires a minimum investment that targets individuals with investible assets between roughly $50,000 and $1 million, a cohort the firm describes as underserved by institutional wealth management in India.

No dedicated philanthropic foundation is associated with dezerv. The firm runs 'dezerv. Academy' as a financial literacy initiative, publishing educational content accessible to the public, but this is a marketing and community-building function rather than a separate charitable entity.