Equatorial Previdencia

Equatorial Previdencia

The Faleiro family established Equatorial Previdência Complementar in 1972 in São Luís, Maranhão, with sponsorship from the Equatorial Energia group. Aldomiro Pereira Faleiro serves as president, while family members Aldo Faleiro (Vice-President and Director) and Frederico Faleiro (Finance Director) hold key executive roles. The firm operates as an open private pension entity, a structure less common in Brazil than closed funds tied to single employers, and maintains active service agreements with the state governments of Maranhão and Piauí for consigned loan origination to public employees. The firm's deployment combines pension plan management with direct origination of consigned credit, life insurance, and accident insurance — all distributed through payroll-deduction channels that reduce default risk. Asset-class exposure spans real estate, private credit via consumer lending, and liquid securities supporting pension liabilities. Known real estate holdings include a commercial office at Edifício Metropolitan Business in Goiânia and a position in the RB Capital Renda II real estate investment trust (RBRD11), alongside a private aerodrome in Brazil. The firm also operates EQ Seguros, a related life and pension insurer. Team scale and total assets under management are not publicly disclosed. The firm participates in industry governance through CNseg, the national insurance confederation, and SINAPP, the union of open private pension entities. Its professionals maintain certification through the Instituto de Certificação de Profissionais de Seguridade Social. José Silva Sobral Neto has served as an officer of EQTPrev since 2006 and chairs the Deliberative Council. Equatorial Previdência's structural distinction lies in its open-architecture mandate paired with a regional public-servant distribution moat. Rather than serving a single corporate sponsor or closed group, it competes for individual plan participants across state governments in northern Brazil — functioning more like a retail pension and credit platform than a traditional employer-sponsored fund.