Factor Plus

It provides working-capital financing to Chilean SMEs by purchasing their unpaid invoices through an online platform, vendetufactura.cl. The firm also operates cobrofactor.cl, a dedicated collections service that recovers overdue commercial invoices. This combines asset origination with in-house loss mitigation, which is uncommon among digital factoring providers in the region.

Deal flow comes through its two consumer-facing websites — vendetufactura.cl for factoring clients and cobrofactor.cl for debt recovery mandates. The online application process is designed to reduce friction for SMEs that may not have access to traditional bank financing. The company does not publicly disclose whether it also distributes through brokers or accounting firms.

Factor Plus does not publicly describe a fund structure, limited partners, or committed capital vehicles. Its website frames it as a service platform, suggesting it may operate on a corporate balance sheet, credit lines from banks, or a proprietary book. Without disclosed AUM or fund documents, its funding model remains opaque.

No principals, founders, or key investment officers are identified on the firm's website or in available public records. The company references a collections team with over 20 years of experience but does not name any individuals. This could indicate a founder-controlled boutique that has not needed to publicize its leadership for business development.

The firm does not publish an exclusion list. Its focus on invoice factoring and collections for SMEs implies it typically avoids equity investments, long-dated project finance, and sectors that do not generate standard commercial invoices. No public statements address restrictions on specific industries or ESG screens.