Farfin Capital Management

Farfin Capital Management

Andres Sandate founded Farfin Capital Management LLC in New York in 2014, bringing together a team structured around cross-border credit and real-asset underwriting. The firm does not disclose wealth origin, and no public record ties it to a single-family fortune — it operates as an independent asset manager with a concentrated institutional and private-wealth client base focused on hard-asset lending and special situations in Latin America and the Caribbean. The strategy centers on direct lending, bridge financing, and structured real estate investments where collateral can realistically be enforced across multiple legal systems. Asset classes include private credit (senior and mezzanine loans), commercial real estate, and opportunistic special situations. The firm is known to participate in transactions that require rapid execution and local legal infrastructure — precisely the kind of deals that fall outside the mandate of larger, committee-driven credit funds. Geographic emphasis runs from Mexico and the Dominican Republic to Colombia and Panama, with some activity in the U.S. Sunbelt. The deployment model favors direct origination rather than fund-of-funds commitments or blind-pool club deals. Farfin's investment team is lean, structured around Sandate's network and a tight group of analysts and legal specialists. The firm maintains its primary office in New York but sources deal flow from a network of local partners and operational consultants across its target region. In May 2023, the firm was cited in public records documenting a $25M bridge loan secured by a mixed-use development in the Dominican Republic (per public record, 2023), reflecting its continued focus on collateral-intensive, time-sensitive credit. Where Farfin departs from a generic credit manager is its legal geography. Most U.S.-domiciled credit funds avoid collateral enforcement in markets like the Dominican Republic or Colombia because the judicial apparatus is slow and unpredictable. Farfin's structuring explicitly prices in that legal friction — using asset-level guarantees, offshore pledge structures, and in-country receivership mechanics — which constitutes its structural moat. It underwrite deals most competitors cannot diligence, let alone enforce.