FBS Securities

Venu Reddy serves as Managing Director and is the named principal overseeing client relationships and strategic direction. Atishay Jain operates as Director of Investment Strategy, specializing in portfolio design and the firm’s proprietary 'GRO' model across public securities, fixed income, and alternatives. All listed specialist partners—including the chief actuary—are independent professionals, not employees of the firm.

FBS places private credit, real estate-backed notes, convertible notes, and structured products directly alongside its model equity and fixed-income portfolios. The firm’s AUM fee schedule covers the entire advisory package, allowing tax-loss harvesting and rebalancing to span the alternative sleeve without a separate carried-interest or performance-fee structure. This collapses the distinction between a conventional RIA and a multi-asset allocator.

The stated minimum investment is $500,000. On the first $2.1 million of assets, the firm charges a 1.5% recurring annual advisory fee that encompasses equity and fixed-income management, portfolio rebalancing, tax-loss harvesting, structured-note management, financial planning, and access to private-market investment planning. Fee tiers for accounts above $2.1 million are listed without a published percentage.

FBS constructs client portfolios from model equity allocations, fixed-income holdings, structured notes, preferred equity, convertible notes, and real estate-backed private credit. The firm also facilitates private funds and other alternatives, though it does not publish a fund-by-fund menu or disclose specific underlying managers on its site.

The firm designs Combo Plans that pair a cash-balance pension with a 401(k) component, targeting consultants, physicians, and small-business owners. Service includes integrated plan design, third-party administration coordination, and ongoing advisory management. The retirement-plan build is positioned alongside the firm’s broader tax-strategy and estate-planning services.